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Legacy

Your wealth can work harder to build a legacy that lasts.

LEGACY

For wealth that endures, surround yourself and the ones you love with the team to protect, preserve, and grow your wealth.

Investments starting above $5,000,000

As your life becomes more complex, so does managing
your wealth. Now, it’s time for a new strategy.

Maybe you’re contemplating selling your business, or perhaps your financial advisor is retiring, or it could be time to plan for passing on the benefits of your wealth to your family and community. This is when wealth management begins to feel complicated — but it doesn’t have to.

Your dedicated team of Financial Planners and Investment Managers will work directly with you to draw out your short-term and long-term goals, while taking a more in-depth and proactive approach to your tax planning, retirement analysis, estate planning, charitable giving, and private investments. We partner with your accountants, attorneys, and other advisors to streamline your financial life. Our comprehensive Legacy service helps you, your family, and your community to enjoy your success today and tomorrow.

Begin your wealth journey with Foster & Motley.

Let’s set up your first meeting with a professional financial advisor today.

Schedule a MeetingAsk a Question

Legacy

LEGACY SERVICES

Your financial life is complex. Managing it doesn’t have to be.
Rely on the services you need to build the legacy you want.

Initial Consultation

We work with you to understand your goals and what you want your money to do for you.

  • Establish goals
  • Gather data
  • Onboarding to your financial dashboard and secure document storage
  • Account transfers
  • Meet your F&M team
Dedicated Professionals

At the ready, your entire team stays close to you and your finances.

  • Two dedicated and credentialed Financial Planners
  • Two dedicated and credentialed Investment Managers
  • Experienced client service specialists and outside experts
Ongoing Meetings

Trust is paramount in any wealth management relationship. We make time for ongoing face-to-face meetings to fit your schedule and supplement with consistent communication.

  • In-office or virtual meetings 
  • Offsite meetings   
  • Ongoing Communication
  • Host meetings with CPAs and attorneys
Net Worth Analysis

We build a clear picture of your net worth including all assets and liabilities, even beyond the accounts we manage.

  • Asset and liability evaluation
  • Up-to-date information available on demand
  • Simple layout ensuring clarity
Cash Flow Analysis

We map and anticipate how money moves in your life.

  • 5-year income and expense projection
  • Optimized savings strategies
  • Social Security maximization planning
Tax Planning

We identify opportunities to minimize your taxes, in order to maximize your wealth.

  • Customized tax minimization strategies
  • Annual year-end tax review
  • Proactive, ongoing coordination with your CPA
Estate Planning

Design a path that seeks to meet your legacy goals.

  • Flow chart of estate distribution 
  • Review of titling and beneficiary designations, including tax optimized gifts to family and charity 
  • Analysis of irrevocable, revocable, and family trusts
  • Estate tax minimization strategies
College Planning

We help you create a plan to fund your family’s education goals.

  • Assistance with defining education goals
  • Optimized education savings strategies
  • Evaluate alternative estate transfer opportunities
  • Multigenerational education funding strategies
Retirement Analysis

Advice tailored to your personal lifestyle goals for complete confidence in life’s next chapter.

  • Assistance with defining retirement goals
  • Optimized retirement savings strategies
  • Advanced scenario planning
  • Develop tax-efficient retirement income strategies
  • Help define and implement your legacy goals
Insurance Analysis

We assess and align your existing coverage with protecting your savings and financial future.

  • Life insurance needs analysis
  • Disability insurance needs analysis
  • Long-term care insurance needs analysis
  • Evaluation of insurance-based estate planning opportunities
  • Coordination with insurance and legal professionals for implementation
Stock Option Planning

We develop strategies to maximize the value of your stock options.

  • Analyze the value of stock options
  • Develop option exercise strategy
  • Evaluate income tax implications
Outside Assets

We help you monitor all investments including your 401ks and private real estate.

  • On demand access to your net worth 
  • View all of your investments in one streamlined report 
  • Analyze options and make investment recommendations for employer plans
  • Annuity analysis for existing policies
  • Review private investment offerings
Private Investment Opportunities

We source exclusive investment opportunities and conduct due diligence to diversify client portfolios.

  • Research and conduct due diligence
  • Source exclusive, private investments in limited partnerships
  • Local and national real estate ventures
  • Qualified purchaser opportunities
Family Involvement

We help facilitate conversations about the transfer of your wealth.

  • Individual or group meetings with family members on request
  • Connect your next generation to the right financial resources 
  • Provide financial education for children and grandchildren
Charitable Giving

Sharing your passion, we explore every angle to make sure your wealth goes as far as possible in serving the causes close to your heart.

  • Evaluate tax-efficient giving strategies
  • Facilitate gifts to charity
  • Help define personal charitable legacy goals
  • Help define family charitable legacy goals

LEGACY FAQ'S

Why should I work with Foster & Motley?

Foster & Motley’s fee-only approach to financial planning and investment management puts you first, and ensures our goals always align with making sure you reach yours. As fiduciaries, our foremost priority is to build solid, trusted relationships with our clients. Our advisors hold top industry credentials such as Certified Financial Planner® (CFP®), Chartered Financial Analyst ® (CFA®), and Certified Public Accountant (CPA). Your team of dedicated advisors will intimately know your financial situation and work diligently to help you navigate your financial terrain with unbiased advice.

What’s involved in the first meeting?

The first meeting is about getting to know you.  We are here to listen and learn about your goals.  There is no cost for the initial meeting, and you can bring as little or as much information as you wish.  Investment account statements and a recent tax return are helpful to facilitate the conversation but are not necessary. Our goal in the first meeting is to determine if we are a good fit for working together.

How do I get started?

It’s important that we lay the foundation for your success with a thorough onboarding process.  We are here to make the transition as smooth as possible.  Our team will assist you with opening accounts, transferring assets, setting up your financial dashboard, and arranging secure document storage.  When it comes to your finances, we are your main point of contact.

What ongoing communication can I expect?

Consistent and frequent communication is essential to helping you reach your financial goals.  We have regular meetings to make sure we stay on top of your most pressing financial questions and provide reports on a quarterly basis that keep you up-to-date on what is happening in your accounts. You can also expect regular emails containing our market commentary, newsletter, and other relevant financial topics.

SERVICE FEES

Foster & Motley’s fee-only approach to financial planning and investing puts you, our client, first, and ensures our goals always align with making sure you reach yours.

We do not accept commissions, referral fees, or other payments from any vendors. We are completely independent from all financial product providers. Once you engage with us, we will always be available to listen, answer questions, and provide insight about your financial and investing needs.

Essential

Investments starting
below $1,000,000

Prime

Investments between
$1,000,000 and $5,000,000

Legacy

Investments starting
above $5,000,000

$2,000 1% $800
INITIAL FEE
billed over four quarters.
ANNUALLY
on assets under management.
ANNUAL RETAINER
billed after first year
$2,000 1% $0
INITIAL FEE
billed over four quarters.
ANNUALLY
on assets under management.
ONGOING RETAINER

Our Essential service fee includes a combination of Financial Planning and Investment Management to clients who currently have less than $1 million of investable assets but expect to exceed $1 million of investable assets in the future. Individual situations vary significantly, so our service can be customized to include the mix of Financial Planning and Investment Management services that is best for you.




Begin your wealth journey with Foster & Motley.

Let’s set up your first meeting with a professional financial advisor today.

Schedule a MeetingAsk a Question