Life Scenarios

Receiving an inheritance generally follows a great time of stress and emotional upheaval. In addition to losing someone close to you and your family, we understand it can be overwhelming to suddenly be responsible for making once in a lifetime financial decisions. We work with our clients to resolve the following:

• How do I want to use my inheritance?
• How should I invest my inheritance?
• Are there family needs that can be met with this inheritance, such as paying for college or paying off loans?
• Should we celebrate our loved one’s life by taking a special trip or making a donation in his or her honor?

We can serve as a sounding board and provide objective advice for these important questions.

Losing your spouse is emotionally, physically, and mentally overwhelming. Suddenly, you are tasked with finding answers to questions you didn’t even know existed. If your spouse was responsible for coordinating finances, you are now faced with managing financial decisions on top of coping with a loss. We can work with you to help make short-term financial decisions, such as locating financial accounts and identifying your sources of income. When the time is right, we can help you with long term planning and investing to help you gain control of your finances.

You’ve put in the time, energy, and dedication to grow your business. After carefully identifying the right opportunity to sell your business, you are ready to enjoy the rewards of your hard work. Now you need your wealth to take care of you and your family today and in the future. We have the experience in managing this transition for business owners, and can work with you to develop a comprehensive financial plan and investment strategy that allows you to focus on your next challenge. 

Download: Three Things to Consider as You Plan for Your Next Chapter

Going through a divorce can be a time of transition, adjustment, and anxiety – all rolled into one. You’re learning new things, facing different and sometimes difficult decisions. Now, you are working to create a new life based on your interests and needs.

We understand that this is a challenging time. We will work closely with you to understand your unique situation, needs and goals. Then we will work with you to develop a customized financial plan and investment strategy for the next chapter of your life.

Deciding if you are ready for retirement can be complicated and intimidating. You’ve saved and dreamed for years, and now the time seems right to understand your options. We will work with you to learn about your financial situation, needs, and goals and help address issues and questions such as:

• Have you saved enough?
• What do you want to do in retirement?
• Where will money come from once I’m retired?
• What changes need to be made to my investments in order to achieve my retirement goals?
• How do needs of parents or children fit into this plan?

Congratulations! Your hard work and dedication is being recognized by your employer, but you are busier than ever, and have little time to manage your finances. We are here to help guide you through the financial and investing complexities that accompany executive compensation. Our team of advisors is experienced in providing advice on stock options, restricted stock units, deferred compensation, tax planning, concentrated stock positions and other complexities faced by executives. We will help you create a plan to ensure when you are finished climbing the ladder, you and your family will have the financial freedom you have worked so hard to achieve.